If you want to make the most of your finances through expert financial planning then you've never needed me more!
For the last 30 years or so, I have been giving independent financial advice on mortgages, loans, debt planning and protection to clients and their dependants.
Information is easy to come by from the Internet but when it comes to putting it all together into a coherent financial plan for you and your family and making decisions there is nothing like bouncing your ideas off a seasoned financial professional.
When you talk to me you can be assured that you will be talking to an Independent Financial Adviser who values integrity, trust and professionalism above everything. I am committed to always providing pragmatic financial advice and recommendations.
I particularly value working with people over the long term. It fascinates me how people’s needs change over time as their families mature and develop.
I specialise in advising on any aspect of
- Mortgages including equity release, buy to let and shared ownership
- Protection including life, critical illness and income protection
- Financial planning including inheritance planning, debt advice and loans
Fees
My initial ‘factfinding’, if by phone or e-mail, is always free of charge. I am also very happy to set up an initial meeting although, for this, dependent on location and duration, I may have to make a small charge to cover my expenses.
As you may know, many lenders and insurance companies pay commission to financial advisers for introductions. However, some do not and so that you can be sure that any commission payable does not influence my recommendations, you may prefer to agree fees on either a project or hourly basis.
However, please rest assured that before any chargeable work is undertaken, I will outline the fee options and give you ample opportunity to make a considered judgement on the best course of action for you.
And, crucially, if I am not able to help you personally I have a network of trusted business partners to whom I will be delighted to make an introduction.
“Bob has advised me and several of my own clients on a variety of financial matters over the past 10 years. I highly value Bob's professionalism, patience, knowledge and pragmatic approach. In addition - and what really makes the difference - is what a pleasure it always is to deal with Bob - he is approachable, understanding, and extremely helpful, always going out of his way to help me.”
Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
For details of our Mortgage fees click here.
Equity Release refers to Home Reversion Plans and Lifetime Mortgages.
To understand the features and risks ask for a personalised illustration.
For details of our Equity Release fees click here.
For protection insurance we offer products from a limited panel of providers.
If you would like to contact me you can call 01189 401 354 or complete this short form and I will call you: